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Money

How to Get More Money for Your House

January 23, 2020

You’d be surprised at the amount of people who upon asking themselves “How much is my house worth?” realize they don’t actually know the answer. While a professional comprehensive estimate is often a huge eye-opener, even something as quick and easy as an online home value calculator can be pretty, well, valuable. Your home might not be worth as much as you think, or it might be worth even more. The only way to know is to find out.

Make some changes

A great thing about owning real estate is that you’re never entirely at the whims of the housing market when it comes to determining value. Quite the contrary, you can literally control the value of your property, at least to an extent. The adage “leave things better than how you found them” is good advice not just for life, but for selling your house as well. Major changes like adding a deck, swimming pool, or garage can boost your home’s value greatly, but it doesn’t have to be that drastic. Even inexpensive renovations such as adding a light to your front porch, repainting the living room, or changing the door knobs can help.

Time things right

Like in any other market, values in real estate fluctuate over time. Housing has its up periods and its down periods. Pay attention to what experts are saying to get an idea if now is a good time to sell. If you’re not in a position to hold onto your property until the market changes, even the time of year can have a big effect on your selling potential. In many areas, spring is the season where most buyers come out of hibernation. More buyers means a greater likelihood that your ideal price is also someone else’s.

Cut your costs

Closing costs can often be trimmed if you know where to cut. If you’re working with a realtor, for example, negotiate to pay a lower percentage commission in exchange for employing them again when you’re the one doing the buying. Or forgo the realtor entirely and sell your home yourself (though be warned, doing the work an agent would normally do for you can be an expensive prospect when you don’t know what you’re doing). If you’re expected to pay the buyer’s closing costs, as is common, factor that into your initial asking price. Often times the best way to make more money is by simply spending less.

Filed Under: Money

What to Look For When Buying Home Warranty Protection

December 18, 2019

There has been a rise recently in the number of people who are looking to get a home warranty policy for their home. Much of this has been as a result of some of the natural disasters which we have seen in California and Florida in recent years. Home warranties protect you where the home insurance policy does not and it is vital that you take the time to make sure that you get the perfect policy and provider for you. When you begin to compare home warranty policies, here are some of the things which you should be focusing on.

Reviews

The reason I chose the home warranty that I did was because of the glowing First American Home Warranty reviews and I would urge you to do the same when you are looking for the right company. When something goes wrong in the home, the actions of the home insurance or in this case the home warranty company makes a huge difference and good or bad, people want to share their experience. You can get great value when looking at what other buyers of home warranty have said about the company.

Price

When looking into price you naturally want to ensure that you get maximum protection at the best price. Costings don’t just come down to how much the cover will be and you also need to bear in mind how much cover you will get for each system in the home, as well as placing a focus on the deductible you will have to pay should you need to use the policy. Different plans are designed for different types of homeowner so find yours and make sure that you get the most reasonable price.

Recommendations

There are many experts online who will blog and post on social media about the best home warranties to look into and this too can offer you some good value when you are making your decisions. Policies are changing all the time and to ensure that you have the most up to date information, you should ensure that you check what the experts are saying.

Reputable Company

Most price structures between various providers are similar so if you find a price which looks too good to be true, then it probably is. Make sure that you fully check who is providing the service and find out whether or not they are a reputable company. The last thing you want to do is find out that they are not, when you are in your hour of need.

Customer Service

Customer service is something you should certainly expect from a home warranty company and when you first make contact with them this is what you should be looking for. If they aren’t able to offer a new customer some high quality service then what will they do when you need them to fix an issue?

 

Filed Under: Money

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Trish here! I’m a stay at home mom, a writer, a blogger. I love my family – three kids and a husband. We also have a cat and a dog. Our household can seem pretty busy at times, but everyone always pitches in to help out Read More…

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Trish here! I’m a stay at home mom, a writer, a blogger. I love my family – three kids and a husband. We also have a cat and a dog. Our household can seem pretty busy at times, but everyone always pitches in to help out Read More…

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